And here is the eligibility criteria for claims:
For ElderShield purposes, being "disabled" means being unable to
perform at least 3 of the 6 Activities of Daily Living (ADL) on
your own. These activities are:
Washing - The ability to wash in the bath or shower (including
getting into and out of the bath or shower) or wash by other
means.
Dressing - The ability to put on, take off, secure and unfasten all
garments and, as appropriate, any braces, artificial limbs or other
surgical or medical appliances.
Feeding - The ability to feed oneself food after it has been
prepared and made available.
Toileting - The ability to use the lavatory or manage bowel and
bladder function through the use of diapers and urinary
catheters.
Mobility - The ability to move indoors from room to room on level
surfaces.
Transferring - The ability to move from a bed to a chair or
wheelchair, and back.
